We need to plan for our social future, just like we plan for our financial future.

When people become lonely and isolated, whatever social skills they have tend to atrophy from misuse.

Have a well-thought financial plan that is not dependent upon correctly guessing what will happen in the future.

This is a superb result for rugby as it allows us to plan the future with certainty and confidence.

We're not in the habit of selling our best players, we also want to plan for the future and he's a big part of that.

There's a massive build-up of future Social Security and Medicare spending that will explode, and this makes the problem much worse.