We pick up a terrific business. We are replacing a slower growing franchise that does not fit.

We pick up a terrific business that replaces the earnings that we essentially transfer out. It?s the right asset at the right time.

It was more and more challenging to get growth from that asset. We're replacing a slow-growing business that does not fit into our core franchise.

We don?t have scale to compete at a national level. I think our investor base will appreciate this.

Business practices shouldn't detract from the operation of the enterprise.

The guys came out and we meant all business tonight. I think they can start to smell a conference championship.