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We sold off the securities to improve our margins, as well as absorb the other expenses, to better position ourselves for growth in 2006. We are focused on managing our balance sheet and slowing the growth of non-interest expenses.


Scott Bauer

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We believe the Company's 2005 results validate our overall growth strategy and specifically our Tota...
HARRIS E. DELOACH If we all look at life we think how nice, then we look at death and everybody goes oh you can say th...
GARY F EVANS... We are pleased with our fourth-quarter performance and appreciate the hard work of Symbol associates...
SAL IANNUZZI The key is growth margins went in the right direction, unit volume increased quarter on quarter, and...
GIL AMELIO Our margins are better and we maintained asset quality. We will continue to invest in a resurgent As...
JACKSON TAI We are examining each of our product categories to determine how we can improve revenues, return gro...
CRAIG MCHUGH We're looking for expenses that are coming in line and gross margins that are working, and that's wh...
GARY BALTER (The earnings) represent real progress, ... The key is growth margins went in the right direction, u...
GIL AMELIO Our outlook for the balance of the year remains quite cautious as we continue to face the uncertain ...
BRAD MARTIN We have taken aggressive steps to reduce expenses. Now, our top priority for 2006 is revenue growth....
DENNIS FITZSIMONS For the remainder of 2006, we will continue to focus on building our organic growth capabilities acr...
JEFF YABUKI It's a business that's in very good control in terms of managing expenses and also seeing benefits o...
ERIC BOSSHARD Last year prices made buying other people's infrastructure, in our view, expensive. As we go into 20...
DOUGLAS FLINT We anticipate narrower losses for 2001 as the effects of our consolidation program are realized and ...
MARIE TOULANTIS Our growth rate is still a multiple of any major competitor in our space, and we should continue to ...
JAMES SCHNEIDER Record revenues for 2005 and increased earnings for 2006 are a testament to our company's strong gro...
ART LUCAS Sales and profit growth exceeded our long-term growth targets again this period, and the company's s...
BILL MCLAUGHLIN By growth I mean growth in how we're going to guard. Growth in how our players handle themselves on ...
BILL CARTWRIGHT We are seeds as well as parasites to the earth. We can either give or take, depending on our percept...
ZEPHYR MCINTYRE In addition, we will implement a plan to balance our capacity and capabilities as we prepare the org...
KOICHI NISHIMURA Given the slowing economic environment, 2001 will be a challenging year, particularly in the first h...
ALAN LACY To continue to conserve on operating expenses, we are reducing the overall number of flights as well...
RICK DELISI Even as a moderate slowing in US growth looms, growth prospects have improved for other engines of t...
JOYCE CHANG We are likely to upgrade our 2006 numbers slightly as a result, and do not believe that the shares l...
GEOFF MILLER We remain committed to profitable growth in our four key markets and are encouraged with our first q...
DAVE RANHOFF We continue to benefit from the strength of our retail and credit businesses, which both contributed...
ARTHUR MARTINEZ Margins on other sales and revenues grew as a result of the growth in extended service plan revenues...
AUSTIN LIGON In 2006, we remain focused on improving our core business and planning for the future. Based on our ...
BOB MCGEHEE It doesn't address enough to the other side of the equation, which is reducing expenses. We here in ...
BARRY WEINSTEIN 2005 was a year of growth and improved financial performance for our company. 2006 will be a year in...
MARINER KEMPER We are filling the planes-and with high load factors-but there is a lot to do before the industry's ...
GIOVANNI BISIGNANI We are confident of delivering further growth from our business in 2006.
RICHARD HARVEY We are optimistic about our business outlook and our competitiveness in 2006 and expect this to be a...
ELI HARARI The market for many of our products and services, particularly our traditional printed products, rem...
DENNIS REDIKER The Fed's interest-rate increase concerns are receding on the back of evidence growth is slowing. In...
YUTAKA MIURA Just as we have succeeded in greatly increasing the company's profitability over the last five years...
MICHAEL BONSIGNORE During the quarter, we maintained our focus on managing costs, increasing revenue in our growth busi...
MICHAEL ARMSTRONG Our conservation challenge is managing growth and development to balance places for people with plac...
LANE GREEN We are pleased with our fourth quarter results which, we believe, again demonstrate the Firm's opera...
DAVID L. DUNKEL As mentioned in our third-quarter conference call, bookings started to soften at the end of the thir...
GREG WILLIAMS UTC has often said balance works. But growth works, as well, and we definitely saw that across our c...
JAMES GEISLER Completing the sale of Mammoth Mountain Ski Area has strengthened our balance sheet considerably and...
JOE HOUSSIAN The investments we made during fiscal 2005 to dramatically improve the appearance and atmosphere of ...
CEO LESLIE CHRISTON This upgrade reflects our success in executing our new strategy and improving the financial performa...
KATHY ALLEN Our 3 percent increase in net income was driven by strong loan growth, an improved net interest marg...
ROBERT GRISWOLD We believe the expenses we are seeking recovery of were prudently incurred in serving our customers.
BILL SWANK With corporate balance sheets and cash flow strong, we look for investment spending to remain strong...
JOSEPH ABATE Despite low unemployment, wage growth remains contained. With job gains slowing, the risks from wage...
BILL EVANS Our county government cannot continue to operate with the expenses of Ford Park. We are suffering in...
RON WALKER We expect strong fourth-quarter results but foresee abating organic growth and falling margins in 20...
GREGER JOHANSSON You're looking for a growth company in a growth industry with good management and a good balance she...
JAMES AWAD With the rapid growth in our master trust and other funds, we want to ensure the processing part of ...
ALAN SCHOENHEIMER We've been pretty careful in managing our cash. Our balance sheet is absolutely pristine.
EDWARD LANPHIER We are having local expenses due to assisting evacuees that are in our community,
JUDY WHITE With the addition of these volumes, our Gulf Coast region is off to a good start for 2006 in its eff...
DAN O. DINGES We pay our way but there are other expenses that they need to maintain this place, and the water bil...
GEORGE DACY I like to open for a band as it brings on sort of a challenge and it makes things more interesting. ...
KELLY JONES For too long, the world has been focused on short-term growth and development at the expense of our ...
GISELE BUNDCHEN That will change in the back half of 2006. For 2006, we're not going to see double-digit growth, but...
BRAD BRADSHAW Our vision is to be the industry leader, based on growth and best-in-class service. We see technolog...
DAVID GARTZKE The construction industry and transportation sector in Kansas have pushed 2005 growth into the very ...
ERNIE GOSS We think the fourth quarter was hurt by higher-than-expected cost-per-gross addition of $141, in our...
TUNA AMOBI Asset quality continued to improve during the quarter as we sold the only property categorized as Ot...
BOB BARTLETT Due to the prolonged flatness to slight inversion in the yield curve, the company is focused on stab...
JAY SIDHU Our expenses are all for conformity.
RALPH WALDO EMERSON We see 2006 as an inflection point for sales growth.
ARI BENSINGER We adopted a focused strategy of core businesses in Citicorp that play to our unique historic streng...
MICHAEL CORBAT We have a growth platform, this is a growth company, and as the market understands that we believe o...
MARC SHAPIRO We are enjoying strong, consistent car sales and good growth in our light-truck segments. And we exp...
DICK COLLIVER We continue to be pleased with our asset/liability management performance which, in a challenging in...
AUBREY PATTERSON as we have said all along, the company is not spinning off AOL, but is focused on returning AOL to a...
ED ADLER In the near term, the news is positive. It shows the company is doing a better job of forecasting an...
KURT KING As we seek to increase profitability, we are undertaking a comprehensive program designed to streaml...
KEN JOYCE As we seek to increase profitability, we are undertaking a comprehensive program designed to streaml...
KEN JOYCE In the fourth quarter, we'll continue to extend the competitive advantages of our cable company and ...
DICK PARSONS We are pleased by the record results we achieved in the first quarter of fiscal 2006. Our revenues g...
DOUGLAS G. BERGERON With the plan in place to improve efficiency and reduce overcapacity as well as fixed costs, and the...
JAC NASSER Recognizing the dynamics of the CRT industry, we must be proactive in managing our asset base and ca...
JEONG IL SON A modest slowing in China is likely to take developing country growth to 4% in the fourth quarter of...
CLIFF WALDMAN The expenses of complying with Washington's torrent of mandates and regulatory overreach are cos...
ELAINE CHAO If the equity markets have been reluctant to reward the stock for cash you have on [the] balance she...
BISHOP CHEEN Any institutions' alumni are key to its growth. We are focused on giving a global experience to ...
SHIV NADAR We believe the fundamentals continue to materially improve and that sales productivity and margins w...
ADRIENNE TENNANT A couple of customers interrupted [...] who wanted to know if we had some YA book about ants and ali...
SHAUN DAVID HUTCHINSON We think 2001 earnings could be well above the lower end of the Street range, due to higher operatin...
EDWARD WHITE By expanding DFS into Canada, we are able to better meet our existing clients' needs while positioni...
FRANK ARMSTRONG Overall, trends look good and in line with expectations. We were pleasantly surprised to see expense...
JENNIFER THOMPSON We will continue our efforts to improve our performance and reinforce our position as the industry l...
CHARLES HAYWARD Given that we are still in early 2006, the 2007 guidance is likely to be conservative with higher-th...
JOSEPH CAMPBELL For fiscal year 2006 we expect further sales growth and another improvement of our operating profit.
MANFRED WENNEMER In addition to extensive non-captive end user financing experience, we have specialists that are foc...
LEE KERMODE During this period in rebuild mode, we've seen our growth rate on the base business decline to the 1...
GERALD MASSEY We believe both revenue growth and margins are within the range of guidance given in the third-quart...
DANIEL NILES Although compensation and other costs associated with the IPO significantly reduced earnings for Nov...
FRANK SPENCER We are focused on managing what is under our control,
ALAIN BELDA We already assume we have competitive products. But then there's our top line revenue, margin expens...
JONATHAN SCHWARTZ We see 2006 as our platform year from which we will grow. Growth is going to occur both from an orga...
JAY GRINNEY Our mothers are racked with the pains of our physical birth; we ourselves suffer the longer pains of...
MARY ANTIN We are as good judges of our interest and safety, and the means of preserving them, as the non-slave...
JOHN C. CALHOUN We are right on plan for the year. Our growth initiatives are performing well, our fundamentals are ...
JEFFREY IMMELT

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CARLENE BAUER We know that subs have to contribute. You have to come in and scrap the boards and do whatever you c...
JAKE BAUER This will be a good test for us. It will show we can play at home on the road and four games in seve...
JAKE BAUER Mom has the Touch. She knows what flowers go with what occasions, what hors d'oeuvres work with what...
JOAN BAUER When the going gets tough, the tough get a librarian.
JOAN BAUER It's a good feeling. Not having to start off with cold feet is a good thing.
HEATHER BAUER I really liked him and just the way he was.
HEATHER BAUER I liked their campus on my visit, but I really liked their coaches. It was a big thing for me.
HEATHER BAUER She was more than a leader to this party; she was a leader in the community.
JAN BAUER Her work with children and families in Iowa was really the focus of her legislative activity.
JAN BAUER We had a pretty strong team going after folks.
JAN BAUER The sad heart needs work to do.
JOAN BAUER And we learned that you don't have to be famous or rich or physically healthy to be a leader. You ju...
JOAN BAUER My focus as a coach is to keep my seven seniors focused.
LULA BAUER It's real sad for them not to play in their home stadium and not to have a [true] home field advanta...
LULA BAUER She is experienced [in the net] and has played with my defensive backs both in club and high school ...
LULA BAUER Her creativity with her foot skills [stands out] and her vision and ability to see the entire field....
LULA BAUER