We urge all persons to read and base their investment decision only on the preliminary prospectus, dated May 21, 2001, and the final prospectus dated the date hereof,

Kraft is the most obvious spin, because its price is known,

Food companies like Kraft have gotten more and more efficient through better production techniques, lower inventories and stronger quality control. All of that effort has kept prices down but has also reduced the some of the surplus that is available for donation,

to share and build talent.

The lack of critical mass, however, in these and other industries makes it a tough investment decision.

In this case all that has been achieved is that the state has influenced an investment decision in the directions of stocks and bonds rather than property.