We were glad we got this deployment order after Christmas and got the opportunity to stay home with our families.

Because this has happened around Christmas, we haven't got it in writing yet, but we've got a program for him.

Our goal this year is to have nine families move into a home by Christmas.

This means everything; we've come home. My house is gone, but I'm still home for Christmas.

We jointly recognized the opportunity to make a significant impact in India, ... Not only was an alliance with ACCION the logical choice, thanks to their 35-plus years of microfinance leadership, but the magnitude of this collaboration is unique in the industry -- which makes us confident that our combined goals for India are truly attainable.

There is an opportunity of which we have been reminded by our local distributors for what we call volume brands, which will only be unique to Australia and New Zealand.