We're a what's-my-monthly-payment nation. The idea is to have my monthly payments as high as I can take. If you cut interest rates, I'll get a bigger car.

Sometimes, the (payment) rate is too high and Medicaid has to adjust the rate and recoup payments made.

They are shocked by the increases (in monthly payments) they are getting.

Some monthly minimum payments could be twice what they were.

We wanted to keep our monthly payments similar to what they are now, and we can do that by splitting it three ways.

If you re-extend from 15 years back out to 30 years, that might reduce your monthly payment by 30 percent, ... If there isn't a likelihood that you'll pay off your mortgage, the re-extension of the term of your loan could measurably improve your cash flow.