We're doing great on growth on sales taxes so far. We expected this number to fall, but it hasn't fallen yet.

You just have to have a threat there to worry markets and they (buyers) want to lock in prices.

Back in February, when we projected $55 oil, oil prices were falling. We projected a weaker price over the summer.

People will think they just dropped cash on us. I don't think so.

We were very wrong in October.

People are spending to rebuild their lives, even if they don't have a job or have lost their home. I thought we would have seen quite a slowdown. But people are apparently trying to keep as much of their lifestyles as they can.