We're in an era where the demand is for immediate hits that are destined to become obsolescent. Six months later, everyone forgets the artist and the tune. It's become like a con job. Producers, engineers, lawyers and accountants all make money, but the artists don't.

Six months later I was in Paris. I was 16, and it all started to happen.

You make the beds, you wash the dishes, and six months later you have to start all over again

All the same, a rate cut won't have any immediate effect on companies' profits. These rate changes take six months to a year to be felt, which means it won't be until the second quarter of next year that the last interest rate hike makes its way through the economy. So it may look pretty bleak until then.

The appeal is to cover the immediate life-saving and early recovery needs for only the first six months of the emergency phase.

I said, to be a New Yorker you have to live here for six months, and if at the end of the six months you find you walk faster, talk faster, think faster, you're a New Yorker.