We're pushing like crazy trying to get in there by Sept. 1. It's virtually around the corner.

So much time is wasted on trying to be better than others.

I've got five ways to pay a bill in my wallet right now. Banks are trying to make everyone happy. You have a generation out there that is starting to retire and they've always used checks. Some people won't give it up. But there are a lot of college students who don't know how to write a check. As you get a new way to access cash and what you need, we provide that, but we don't get rid of anything.

He's back to gritting his teeth. He's got a job to do and he's trying to do it.

Doing your best means never stop trying.

I think everything comes together. I think it's me being more comfortable with what I am trying to do in terms of how I pitch, in using the curveball and stuff like that. It all brings the package together.