We're talking about a lot of homes.

Done right, green homes don't have to cost any more to build.

These are hot button issues.

Then he departs, ... We're not talking about weeks. We're speaking about a number of days. Now why is that being looked at as an unreasonable offer?

It's been up and down, up and down. I know we can do it. . . . We've done a lot of talking, we've made a lot of excuses. It's just about doing it.

The spread curve is compressed enough -- you're talking about five basis points difference in the overall spread between two-year and seven-, eight or nine-year agencies, and a very flat Treasury curve, there's no reason to extend out for rates or spreads.