What's more, the mean growth rate has risen substantially, while variability has declined: any portfolio manager would like to deliver that combination.

We want to foster these inmates' growth as people.

We want to thank Robert for his valuable contribution to the Company's development and growth since its inception, ... His entrepreneurial vision has been a leading factor in our success to date.

We had to have a baseline to operate from, and that was the Filer game, but our biggest growth spurts should come against Hillcrest and Minico. Hillcrest is traditionally a real physical team that takes pride in simplicity and emphasizes execution.

Hence, a rise in rates is more likely than a fall. That is a statement of probabilities, rather than one of near-term intent.

Given this outlook, it follows obviously that the bank is more likely to tighten policy than to ease in the foreseeable future.