When it all adds up together, you can really have a disaster.

You can overload the system. When you take too much acetaminophen, we think it's an all-or-none phenomenon. Either it's going to wipe out your liver and you have a chance of being dead within a week or two, or nothing is going to happen.

Fortunately, if it's recognized early enough, there is an antidote.

They are always shocked ... not having suspected that their cold and back pain was going to result in a liver transplant.

We saw a financial disaster in agriculture in the early 1980s as a result of inflated farmland values and the increased borrowing on those values. When the bottom dropped out of the farmland market, we saw loans called in and foreclosures to cover those loans.

It's like when there is a tropical depression off the Leeward Islands. We need to pay attention. A disaster could be coming our way.