When the merger is complete, we will be the dominant community banking franchise in the market.

The future is bright as two great companies merge together.

We believe the prospects for creating long-term shareholder value are greatly enhanced by the combination of our institutions.

I am confident that there will be a solution that will please both the city and the merchant community that is the good news. I think we are close enough and aren't far enough apart that with a little bit of tweaking and a little bit of give and take on each side we can come up with something that makes sense.

There isn't closure for the families. You just have to deal with it. I don't think there ever will be closure.

I am sure our folks will get their money eventually. But they need that money now.