When this is fully up, you're going to see a significant increase in the capacity of the health-care system to handle more citizens in Arizona.

Something interesting is going on in our state.

This is like a rocket. We've gotten the first stage accomplished. Now we need the second stage to take us higher.

He's been our consultant, that's public knowledge. People are speculating that he's our prime candidate. Obviously we need a globally competent, experienced leader to navigate the road map. Somebody of his talent obviously would come on to our radar.

We're in the final stages of examining what it would take to stand on the shoulders of what exists now and be among the best in the world.

Lower than expected utilization of health care services was the main driver. Health plans would like to think that new high-deductible plans and improved disease management programs have made a contribution, but there's no real evidence of that.