Whether or not you have good consumer protection has a big effect on safety and soundness of the banking community, especially smaller banks.

You have safety and soundness as primary purpose of the Federal Reserve, the OCC, and the other agencies which control banking regulation.

I've always been a strong supporter of environmental protection and initiatives in that area. But I'm willing to set priorities. If we have to make reductions in one place, we'll have to-in order to increase another place, I'm willing to do that.

the ultimate protection of public safety is to cancel the flight.

might require an added level of protection, an added layer of safety.

This is a public safety issue and a resource protection issue. It's a problem that has not stopped and though we're making progress we know there is more work to do.