While there is a lot of focus on children the numbers tell me that the magnitude of the excess risk is quite profound in adults.

Monetary policy could in the short run focus on absorbing some of the excess liquidity to reduce the risk of excessive credit growth.

The participants of the focus groups identified it with urban, sophisticated and hip.

There are those people who can eat one piece of chocolate, one piece of cake, drink one glass of wine. There are even people who smoke one or two cigarettes a week. And then there are people for whom one of anything is not even an option.

The risk is to try and copy last year's model. Our focus has been preparing for the unknown.

Although we have refined the common wisdom that excess sun exposure is always associated with increased risk of skin cancer, the take-home message for the public is still the same - limit sun exposure and use a sunscreen that blocks both UVA and UVB rays.