With solid execution moving ahead, I can't think of any reason that we shouldn't be back on track.

Our phone, retail and web channels all performed well and, even more importantly, in harmony, giving customers a superior buying experience.

I hope that with today's results and our confidence in the future, we stand out as a great story in an environment that is clearly transitioning.

We're looking for continued flexibility with the opening screen.

You're only going to have to deal with a single provider. You don't have to write four checks per month.

A true remote execution has a tiny footprint and won't need much of a system.