You can add visual interest to any room with a chair rail and baseboard to create the instant feeling of wainscoting.

In the 18th and early 19th centuries, when it was the fashion to place furnishings along the walls, the chair rail prevented chairs from banging up against the wall and damaging the plaster surfaces. The dado and chair rail became more of a decorative feature in the Victorian era, when furnishings were moved out from the walls in various groupings.

You see fully wainscoted walls in the first half of the 18th century. Wainscoting was also a sort of early insulation, especially for stone houses, where the walls could be cold and damp. Wood absorbs heat for a cozy feeling.

Many times I go to professional venues and it's just the pros playing with very little involvement or interest by the community. I didn't see this here.

Substantial interest already has been expressed, both from Petaluma firms and some outside the area.

If you're stretched to the max to be able to make the interest-only payments, the question is: What are you going to do when the principal comes due?