You cannot mandate philanthropy. It has to come from within, and when it does, it is deeply satisfying.

The responsibility of philanthropy rests with us. The wealthier we are, the more powerful we get. We cannot put the entire onus on the government.

You cannot get into business for the fashion of it.

You cannot underestimate the value of luck in success in life. And I've really learned to appreciate that.

There are three lessons in philanthropy - one, involve the family, especially the spouse. She can be a remarkable driver of your initiative. Two, you need to build an institution, and you need to scale it up. Choose a leader for philanthropy whom you trust. Three, philanthropy needs patience, tenacity and time.

I have always felt intuitively that somehow such wealth cannot be the privy of any one person or any one family.