You don't have a soul; you are your own soul. In other words, you are not this book, your social security card, your body, or your mind. You are you.

I still have my original social security card signed when I was 13.

Don't get diverted by trying to do things for your own advancement. In other words, don't be lured into responding to incentives.

In other words, Judaism is not Calvinism.

I don't know of any bills we have. My pension and Social Security aren't huge, but between them we do nicely. We don't require a whole lot.

So there is a bookkeeping way to say that I am not using the Social Security cash flow, but the overall effect on the taxpayer and the economy is the same. The government is borrowing additional net money.