You had no right to do this, ... You're way over your head.

I'll be thankful when it's done. Right now it's all torn up out here.

If you turn down Medicare Part D now and change your mind later, you'll pay a higher premium, a penalty they call it.

That's true if the company, the plan, has a premium that's at or below the average. If it's above the average then they are obligated to pay the difference.

I think it's a prime property, ... I know that we're looking for funds, but if we need any properties in the future, it would cost considerably more (to purchase property).

Was there a problem with the process?