You have to be ... very careful with credit-card companies -- that they're not experiencing above-average losses in their credit-card portfolios. Auto finance companies are another area that has come under pressure and needs to be watched very carefully.

We would anticipate filing (for approval by the U.S. Food and Drug Administration) in the first half of 2007.

Once the dust settles, these companies become much more growth oriented, ... They in fact become healthier, more profitable, they have larger market capitalizations, which enable them to go out, buy other businesses which provide high returns and enable them to maintain a high- return profile.

The knee jerk reaction is to say that when interest rates go up, these stocks go down, and that still pretty much holds.

In the consciousness of the end is the limitation of the moment.

Any fiction writer who assumes that a character is typical no doubt runs the risk of stumbling into cliche and stereotype.