You have to be smarter and a wiser businessperson and consumer. You have to learn to protect yourself through education.

You have to think a little smarter, be proactive, not reactive.

The police can't protect consumers. People need to be more aware and educated about identity theft. You need to be a little bit wiser, a little bit smarter and there's nothing wrong with being skeptical. We live in a time when if you make it easy for someone to steal from you, someone will.

Whether you're earning $7 an hour or $700,000 a year, it's very important to protect your credit rating.

We all grow up. Hopefully, we get wiser. Age brings wisdom, and fatherhood changes one's life completely.

You must get an education. You must go to school, and you must learn to protect yourself. And you must learn to protect yourself with the pen, and not the gun.