You reduce your exposure without eliminating it.

These funds have an extremely conservative use.

Markets go up more than they go down. But it's been a ruthlessly declining stock market, so the funds have gotten their day in the sun.

I don't think it's that risky, but one risk inherent in the strategy is that it doesn't provide broad diversification. It's a controlled growth strategy.

We're not exactly sure why, but one possibility is although people are discouraged by the performance in the market recently, there may not be a lot of fear. It may be, despite the slide, that there's still a large degree of optimism in the market.

Friendship is an arrangement by which we undertake to exchange small favors for big ones.