You won't know the discount, if there is a discount, until after all the accounting is done.

It never hurts to check with your agent to see if there's anything new that's stirring around that you're not aware of.

You might see up to a $4 an acre difference.

It's a continuous policy, so unless you cancel or make changes, it just rolls forward as is.

People are accustomed to thinking of accounting as dry and boring, a necessary evil used primarily to prepare financial reports and survive audits, but that is because accounting is something that has become taken for granted.

You never discount a demagogue.