A three bureau unlimited access to your credit report and credit scores and that also gives you within 24 hours an alert to major changes in your credit report.

We're trying to make it easier for them so they don't have to juggle three different standards when they're dealing with us.

The real key is to get over the hurdle where victims didn't want to report to the bureau what had happened. The bureau now wants to approach the companies before they're victims, so it's not a cold contact. They get to know you and trust you.

This is a direct response to market demand.

It's really important to make sure everything in that credit report is accurate.

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