It's really important to make sure everything in that credit report is accurate.

Your credit report should be 100% accurate, so make sure everything is entirely correct. If something doesn't look right, dispute it.

If the report is accurate there may be some criminal charges,

We wanted to make sure all of the quotes we've heard from him are accurate. We hoped that they weren't but I think that he proved they probably were.

If your credit report shows that you had six or more inquiries in the last 12 months that you triggered, you are eight times more likely to go bankrupt than somebody without any inquiries.

It'll be transferred to your credit account readily, you may even get a credit report when you go home that night, maybe one on your screen, telling you what your bank account is today.