If your credit report shows that you had six or more inquiries in the last 12 months that you triggered, you are eight times more likely to go bankrupt than somebody without any inquiries.

Every time you open an account, you're dinging your credit rating a little bit.

This is the worst time to miss a bill. Pay down any large credit card or other large revolving accounts if you can, because high balances will hurt your credit rating. And avoid opening any other accounts before the loan you're pursuing is closed.

Consumers who are thinking of opening one of these no-limit credit cards may want to think how deeply their scores will be affected.

In 1958, we decided to go to Australia. We were there for six months, and all the shows went well.

It's really important to make sure everything in that credit report is accurate.