Because of our belief that the facts will ultimately support a position of coverage for Ethel Adams, and because the Washington Department of Insurance has asked us to take action, we will on this occasion act based on our own circumstantial information and in the belief that the facts, once released to us, will also support coverage for Adams. We are confident in this case that the police report and surveillance tape will substantiate the circumstantial evidence we have. We look forward to getting this information.

Jeff Beyer