The culture is the hardest to address. That's the belief that the government will support and bail them out. Across the region, governments are getting bailout burnout.

Last year's boom in aircraft orders, which reached record levels, suggests that a cyclical bust is not far behind.

Their great advantage is geographic.

Mike knows what his role will be this season. We need him to push into the attack and support the forwards. He just needs to do what he does well in the final third and try not to do too much.

Because of our belief that the facts will ultimately support a position of coverage for Ethel Adams, and because the Washington Department of Insurance has asked us to take action, we will on this occasion act based on our own circumstantial information and in the belief that the facts, once released to us, will also support coverage for Adams. We are confident in this case that the police report and surveillance tape will substantiate the circumstantial evidence we have. We look forward to getting this information.

We will engage with the government of Kenya in support of good governance, but if good governance is lagging we will be less engaged.