Before the arrival of the Credit Union, people who were from the poor background or a working class background couldn't borrow from banks.

In working class districts, you had several families living together in the one house, and it was very difficult to get a house, because the politicians who controlled housing were doing so in a very discriminatory fashion.

It has always been more expensive for the poor to borrow money. We see this in everything from mortgage rates to credit cards.

Banks are concerned that there's a new breed of credit union evolving that's not the credit union of old. As long as it's fair competition and public policy hasn't skewed the marketplace, bankers are happy to compete with anyone.

We come from a tough, working class background, so we're very tight.

I get emotional for working class people and poor (people). He gets emotional for the rich and likes to throw stones at working families.