But looser underwriting standards and the more widespread penetration of riskier mortgage products have raised questions about how these loans will fare in the event of a rise in interest rates or a softening in house prices,
John Dugan
Related But looser underwriting standards and the more widespread penetration of riskier mortgage products h... JOHN DUGAN The affordability issue becomes very real when mortgage rates rise because a lot of people have take... BRIAN MCQUADE The incomes of working families simply have not kept pace with rising housing prices. And this is de... JEFFREY LUBELL There's already been a considerable softening in housing demand which preceded the recent rise in mo... RICHARD DEKASER You're full of contradictions, Ms. Wallace." I looked up at him and arched a brow. "I'm a girl... TAMMARA WEBBER The only way he could have her was to shatter this stubborn faith of hers. In doing so, would he sha... FRANCINE RIVERS If I provide for this life and turn away from the Lord, I am wise for a moment, but lost forever. FRANCINE RIVERS The only way he could have her was to shatter this stubborn faith of hers. In doing so, would he sha... FRANCINE RIVERS Interest rates have been creeping up slowly, and we've definitely seen somewhat of a softening in ho... LAUREN YOUNG The answer isn't more time but a greater awareness of the time we have. CRAIG GROESCHEL All forecasts are for interest rates and mortgage rates to go up a little bit again this year. It co... KATHY DECK By the fourth quarter, we'll have better clarity on the presidential election, we'll know more about... JEFF KLEINTOP The drop in mortgage interest rates is offsetting higher home prices, so housing affordability condi... MARTIN EDWARDS Lack of uncertainty around the Iraq conflict caused bond market yields to reverse their downward spi... FRANK NOTHAFT The rise in output prices ... will not ruffle the doves unduly when the MPC meets next month to deci... DARAGH MAHER Even with rising mortgage rates over the last four weeks, 30-year fixed-rate mortgage rates remain a... AMY CUTTS Even with rising mortgage rates over the last four weeks, 30-year fixed-rate mortgage rates remain a... AMY CREWS CUTTS Lenders have less of a vested interest in maintaining higher credit standards because they bundle [t... DAVID JOY She was intimidating and all I could do was sit back on the couch as she paced back and forth, slowl... IN THE MAKING I think what we have in store is a slow deflating of the housing bubble, not a bursting of the bubbl... MARK ZANDI Investors are more sensitive to negative headlines after seeing interest rates and oil prices rise. HIROSHI CHANO There is no greater glory than to die for love. GABRIEL GARCíA MáRQUEZ Together they had overcome the daily incomprehension, the instantaneous hatred, the reciprocal nasti... GABRIEL GARCíA MáRQUEZ She would defend herself, saying that love, no matter what else it might be, was a natural talent. S... GABRIEL GARCíA MáRQUEZ The rise in output prices ... will not ruffle the doves unduly when the Monetary Policy Committee me... DARAGH MAHER Certainly, analyses do indicate that house prices are abnormally high --- that there is a 'bubble' e... JANET YELLEN The flip side is that mortgage interest rates are now in decline, which will give the market a littl... HOWARD MORLEY Never give up on you. In order to make a difference you would have to somehow be different. JOHNNIE DENT JR. It is much more valuable to look for the strength in others. You can gain nothing by criticizing the... DAISAKU IKEDA the deceased don’t want you to forget about them. They just want you to move past it; not to dwell... JUSTIN PYFROM People are looking for more clarity in terms of Iraq, interest rates, oil prices and the dollar. TIM HEEKIN While prices of general economic flows may not rise very much, asset prices may rise sharply, and ne... YASUHIDE YAJIMA You deserve to be with somebody, who knows you're the one, from that very first moment he lays eyes ... C. JOYBELL C. Higher interest rates are still a concern. My sense is that global growth should continue, but how q... FRANKI CHUNG Long-term mortgage rates will more than likely rise over the next few months, albeit modestly compar... FRANK NOTHAFT To my mind legitimate questions have been raised by several of our witnesses about the standards of ... FRED UPTON People are complacent about interest rates now. There is a risk that the emerging strength of the da... BILL EVANS Prices have fallen roughly to about a third the price since the beginning of the year, particularly ... MAKIO INUI As CPIX (consumer price index less mortgage costs) continues to surprise on the downside and oil pri... CHRIS HART Now is the only time we have, and the only time that we have any control over. RICHARD CARLSON You must save what you can of your life; you musn't lose it all simply because you've lost a part. HENRY JAMES When mortgage interest rates first began to rise from record lows, it appears some buyers jumped int... DAVID LEREAH by year's end, these questions will be resolved and interest rates will come down. DAN MCGOVERN No one should let yesterday use up too much of today. Easy to say, hard to live. ANDREA HAIRSTON It may be the kind where, at the age of thirty, you sit in some bar hating everybody who comes in lo... J.D. SALINGER There was a house at the foot of the tower, close to the thunder of the waves breaking against the c... GABRIEL GARCíA MáRQUEZ Imagine life as a game, a game that is filled with obstacles and hazards to overcome but sometimes y... GARY F EVANS... One's ideas must be as broad as Nature if they are to interpret Nature ARTHUR CONAN DOYLE Stronger regulation and supervision aimed at problems with underwriting practices and lenders' r... BEN BERNANKE There are impertinent inquiries made; your rule is, to leave the inquirer uninformed on the matter; ... THOMAS CARLYLE We can leave a place behind, or we can stay in that place and leave our selfishness (often expressed... JOHN H. GROBERG If people were aggressively concerned about falling house prices, rising interest rates, you would n... TONY ALEXANDER People who calculated what they could afford when rates were 5.25 percent have realized their mortga... ANTHONY HSIEH An emotionally locked person refuses to let go of their sad memories and live in the now. KILROY J. OLDSTER He brings the greatest conflict into the history of mankind. He will come soon to our world just lik... TOBA BETA She would tuck Sam into her heart, a bright light for her to take out whenever things were darkest. SARAH J. MAAS Card rates are rising faster than the rise in general interest rates. JUSTIN MCHENRY The struggle is part of your story but Everything will be in place in the right situation at a perfe... NAPZ CHERUB PELLAZO The mark of a real man, is a man who can allow himself to fall deeply in love with a woman. But the ... C. JOYBELL C. Debt certainly isn't always a bad thing. A mortgage can help you afford a home. Student loans ca... JEAN CHATZKY I had begun to worry about the housing market back in 2003, when lenders first resurrected interest-... MICHAEL BURRY We're always taught that God wants us to always only say "I can't do this without You God" , "Whatev... C. JOYBELL C. Everyone knows that interest rates will rise but the question is how fast and by how much. I see the... KNUT HOCHWALD If you are anticipating higher inflation and a rise in interest rates, it will slow down demand for ... HENK POTTS Overall we're in a very good situation; I don't think interest rates will be going up. Greenspan is ... GREGORY SMITH Speculation that we will see deep interest rates is overdone. In the context of the widely anticipat... ALAN CLARKE In the beginning, there was nothing and from nothing came our species then behold the dawn of music.... GARY F EVANS... Oil continues to dominate trade, with crude at or near the highs. Worries remain about how high pric... JOE SUNDERMAN In Hong Kong, I read Gabriel Garcia Marquez’s “Love in the Time of Cholera”, in which the hero... GRAEME SIMSION She wasn't bitter. She was sad, though. But it was a hopeful kind of sad. The kind of sad that just ... STEPHEN CHBOSKY So, I guess we are who we are for alot of reasons. And maybe we'll never know most of them. But even... STEPHEN CHBOSKY I love my mom so much. I don't care if that's corny to say. I think on my next birthday, I'm going t... STEPHEN CHBOSKY We Are All Infinite STEPHEN CHBOSKY (All the grief she had suffered over her lifetime had moulded her face into a mask of eternal sadnes... JEAN SASSON You can't just sit there and put everyone's lives ahead of yours and think that counts as love. You ... STEPHEN CHBOSKY I saw other people there. Old men sitting alone. Young girls with blue eye shadow and awkward jaws. ... STEPHEN CHBOSKY That one moment when you know you are not a sad story. You are ALIVE. STEPHAN CHBOSKY Somos quienes somos por un montón de razones.Quizás nunca conozcamos la mayoría de ellas.Pero aun... STEPHEN CHBOSKY Ambos dijeron que tomara asiento y parecían hablar en serio, así que me senté. STEPHEN CHBOSKY I know these will all be stories some day, and our pictures will become old photographs. We all beco... STEPHEN CHBOSKY So I guess we are who we are for a lot of reasons. And maybewe'll never know most of them. STEPHEN CHBOSKY So I guess we are who we are for a lot of reasons. And maybe we'll never know most of them. STEPHEN CHBOSKY There's nothing like the deep breathes after laughing that hard. Nothing in the world like a sore st... STHEPHEN CHBOSKY no more pencils, no more books, no more teachers' dirty looks, when the teacher rings the bell, drop... STEPHEN CHBOSKY I don't know the significance of this, but I find it very interesting. STEPHEN CHBOSKY Maybe it’s sad that these are now memories. And maybe it’s not sad. STEPHEN CHBOSKY I like to open for a band as it brings on sort of a challenge and it makes things more interesting. ... KELLY JONES Robust demand for loans in retail and further penetration in the lucrative Balkan markets helped bri... DIMITRIS HARALAMBOPOULOS Interest rates are going up - the only question is by how much. Yields will rise further. ALEX ROHNER Now is the only time we have, and the only time we have any control over. RICHARD CARLSON I am often asked how it is that I am able to value people to such a deep degree. Apparently, I exhib... C. JOYBELL C. We've seen a dramatic pickup in these loans since rates starting going up, ANTHONY HSIEH Life begins somewhere and ends somewhere with time but to get somewhere with the life you have depen... ERNEST AGYEMANG YEBOAH A good number will confirm the upward bias for interest rates and higher rates are a headwind for eq... HANS OLSEN I'm a roller coaster that only foes up. - THE FAULT IN OUR STARS JOHN GREEN We each have a special something we can get only at a special time of our life. like a small flame. ... HARUKI MURAKAMI Allie, what do the Stars tell me to do? You know I don't understand the scientific part. ROBERT A. HEINLEIN The capacity of humans to believe in what seems to me highly improbable- from table tapping to the s... ROBERT A. HEINLEIN It is strange being in a crowd where no one knows your face or cares for your purpose. In Lykos, I w... PIERCE BROWN The small increase in mortgage rates in November may have prompted many prospective homebuyers to ju... GREGORY KLUMP
More John Dugan
But other prudential safeguards may also be necessary to prevent significant reductions in capital, JOHN DUGAN But looser underwriting standards and the more widespread penetration of riskier mortgage products h... JOHN DUGAN They both showed up with family and friends and voluntarily surrendered. JOHN DUGAN The easier availability of first mortgages has helped many marginal borrowers obtain loans and it ha... JOHN DUGAN We will be watching, and watching closely, and we will not hesitate to act, JOHN DUGAN We still feel like we're far apart on key issues, namely the two-tier system on wages and benefits, ... JOHN DUGAN We cannot have these lower wages dragging everyone else down. We've got to bring Connecticut workers... JOHN DUGAN Bring Connecticut workers up JOHN DUGAN Even though we know it, and the rest of the world knows it, the company still hasn't reached that un... JOHN DUGAN I just thought if I could get it, I could get a break at least once in my life, ... That was kind of... JOHN DUGAN Avon is a small school, and they hadn't had a lot of success. It takes time to get a program establi... BRENT DUGAN I don't mind talking right now. It'll probably keep us here longer, but that's OK. BRENT DUGAN We came a long ways this year, but we can still go a lot farther. It's a learning experience. ... Wh... BRENT DUGAN The first half, we were beat up and down. That was a tribute to Macomb and how they played. They are... BRENT DUGAN I thought there were a couple of calls that were close ... but didn't go our way. But I thought that... BRENT DUGAN They hit some tough shots down the stretch. We're giving up 22-foot shots that are going in and they... BRENT DUGAN He's been struggling a little bit with his shot as of late. He hurt his hand a couple of weeks ago a... BRENT DUGAN At least we're in these types of games. That makes it fun to coach, fun to play in. BRENT DUGAN We put them on the line and that's pretty much where they won the game from. BRENT DUGAN We got in a situation where we stopped playing defense with our feet and started playing with our ha... BRENT DUGAN The housing market will continue to moderate both this year and next as demand for home ownership ea... BOB DUGAN Housing starts across Canada have now been above the 200,000 level for 29 consecutive months. BOB DUGAN Housing starts across Canada remain strong and are on track with our expectations for the year. BOB DUGAN Despite the rise in multiple starts in March, single starts decreased for a second consecutive month... BOB DUGAN Strong employment and income gains, coupled with low mortgage rates continue to bolster consumer con... BOB DUGAN It's better to be in love than to watch it. MATT DUGAN [Specter indicated that additional hearings may take place.] We are not dealing with a matter of min... WILLIAM DUGAN Over the last couple of months the market has done relatively well and is now pausing to consolidate... GARY DUGAN The Vodafone picture is disappointing, but consistent with the industry. GARY DUGAN I was sitting at my computer when I heard three gunshots. I saw our dogs run across the yard and saw... EDIE DUGAN I chased him down the holler and tried to catch him. His leg was hanging by a thin piece of skin. EDIE DUGAN London's trading is probably more closely linked to that of Wall Street than the other markets in Eu... GARY DUGAN This won't prevent a mini-recession in mid-1999. GARY DUGAN This thing has been bid down and down. But I think on fundamentals now, taking a two to three-year v... GARY DUGAN This could finally lead to a sell-off in U.S. equities. And then European stocks would mirror falls ... GARY DUGAN Given what's happening in Europe, which could be a knee-jerk reaction to what happened in the U.S. F... GARY DUGAN There are two key challenges to the U.S. market: one is Fed policy -- and it's still our concern tha... GARY DUGAN There's still a bit of a tech wreck going on in the wake of the Nasdaq weakness. The other problem i... GARY DUGAN Service-sector inflation has been picking up. Wage inflation has shown some signs of picking up so, ... GARY DUGAN It needs a further catalyst to boost the market. GARY DUGAN These kids have taught me so much more than I could ever teach them. HELEN DUGAN We're trying to track our kids to prove its worth. HELEN DUGAN It's important to let them progress at their own speed and let them be self-motivated. HELEN DUGAN I'm sure it has affected business a little bit, but the weather's been bad anyway. JUDY DUGAN Politicians are talking like consumer advocates now that they see consumers' rage over the profiteer... JUDY DUGAN Only by actually reaping some of the companies' windfall for American motorists and regulating the r... JUDY DUGAN Soon as I could walk and threw my first baseball, I have dreamed of this moment of playing in the ma... MATT DUGAN I'd like to get top two in the state. I've come pretty far this year. I can do it. MATT DUGAN My mother would have liked to have this closure. MIKE DUGAN Small-scale aquaculture requires low-cost labor and doesn't require much investment and effort once ... PATRICK DUGAN If it's properly collected, yes. WILLIAM DUGAN It offered us a means of economic development that might be lasting. But even then, as we made that ... CHIEF JOYCE DUGAN We were poor, almost totally dependent on the federal government for subsistence. And that's not goo... CHIEF JOYCE DUGAN We never want anyone to come thinking they are going to win to pay their house payment or their ligh... CHIEF JOYCE DUGAN There were probably many factors that kept the relationship going and kept your love alive. There we... MEG KENNEDY DUGAN My family is from Liverpool, so I have some of those vowel sounds, I've got the slack tone of so... JOHN OLIVER Protest and anger practically always derives from hope, and the shouting out against injustice is al... JOHN BERGER No man is to be credited for his mere authority's sake, unless he can show Scripture for the mai... JOHN WYCLIFFE By ensuring that no one in government has too much power, the Constitution helps protect ordinary Am... JOHN ROBERTS Human beings, we have dark sides; we have dark issues in our lives. To progress anywhere in life, yo... JOHN NOBLE Learn as many mistakes and what not to do while your business or product is small. Don't be in s... DAYMOND JOHN Being thrown into the fire and getting the thing turned around in a hurry made it more difficult. Th... JOHN ELWAY This Constitution was not made for a day, nor is it composed of such flexible materials as to be war... JOHN TYLER Life is what happens while you are busy making other plans. JOHN LENNON Farce is tragedy played at a thousand revolutions per minute. JOHN MORTIMER No power on earth has a right to take our property from us without our consent. JOHN JAY Every man has a property in his own person. This nobody has a right to, but himself. JOHN LOCKE High School is like a spork: it's a crappy spoon and a crappy fork, so in the end it's just ... JOHN MAYER When I was growing up in rural Alabama, it was impossible for me to register to vote. I didn't b... JOHN LEWIS The documented incidences of voter fraud are very rare, yet throughout the country, forces have mobi... JOHN LEWIS Seeing that a Pilot steers the ship in which we sail, who will never allow us to perish even in the ... JOHN CALVIN I was introduced to the Turducken in New Orleans. And it wasn't Thanksgiving. Glenn at the Gourm... JOHN MADDEN Christians were instructed to serve others, and the thanksgiving was for the grace of God and the fa... JOHN CLAYTON Is it possible that the portrait of the divine Son of God is an exaggeration, at best, or a complete... JOHN CLAYTON Was the real Jesus of history one and the same as the Christ of faith whom we read about in the New ... JOHN CLAYTON I believe any question that man can ask has a reasonable answer-at least an answer that is as consis... JOHN CLAYTON Almost every time I am in a lectureship on a college campus, young people will say, If there is a Go... JOHN CLAYTON I guess none of us like to look back in our lives to a time when we made poor judgments and foolish ... JOHN CLAYTON In the surface of the paper there is only length and width-there is no such thing as thickness. JOHN CLAYTON Why is it any more reasonable to believe that God has always been than it is to say that matter has ... JOHN CLAYTON What is the origin of God? JOHN CLAYTON The emphasis on the birth of Christ tends to polarize our pluralistic society and create legal and e... JOHN CLAYTON The denominational world tries to pressure its members to focus on the birth of Christ, but in doing... JOHN CLAYTON Not only are Christians writing about Jesus, but also Communists, Jews, atheists and agnostics are t... JOHN CLAYTON There was no instruction to be thankful that the Christians were special people, chosen people. Ther... JOHN CLAYTON It is my fervent hope and prayer that by exposing my mistakes and by pointing out the things that we... JOHN CLAYTON We are assuming that we exist, that there is reality, and that the matter of which we are made is re... JOHN CLAYTON The purpose of this study is to offer a logical, practical, pragmatic proof of the existence of God ... JOHN CLAYTON Since I was an atheist for many years and came to believe in God through my studies in science, it f... JOHN CLAYTON How beautiful the leaves grow old. How full of light and color are their last days. JOHN BURROUGHS You wouldn't do something for a receiver to catch the ball if the quarterback couldn't throw... JOHN MADDEN I'm not everybody's cup of tea. But sometimes criticism can be hurtful. Be respectful. I'... ELTON JOHN The prison-industrial complex, poverty, and the school system has more effect on a young black male ... JOHN LEGEND I have learned in fashion to be a little savage. JOHN FAIRCHILD Perhaps they thought I was on a fact-finding mission, never for one moment thinking that a man of my... JOHN PRESCOTT My consultant keeps telling me sudden death could come at any moment. JOHN TAVENER As you grow older, you learn a few things. One of them is to actually take the time you've allot... JOHN BATTELLE When California was wild, it was the floweriest part of the continent. JOHN MUIR Inherent in architecture, it involves everything in life so that there is absolutely no end to it. B... JOHN LAUTNER My folks always let me go to the movies every Saturday. We were really motion-picture goers. JOHN WAYNE I was ashamed to admit I was hipped to the idea of acting. That's why I started in with the prop... JOHN WAYNE I've loved reading all my life. JOHN WAYNE Nothing is so discouraging to an actor than to have to work for long hours upon hours in brightly li... JOHN WAYNE I'd read up on the history of our country and I'd become fascinated with the story of the Al... JOHN WAYNE Get off your butt and join the Marines! JOHN WAYNE Everybody that I was in school with had an uncle or father in the law, and I started to realize that... JOHN WAYNE Real art is basic emotion. If a scene is handled with simplicity - and I don't mean simple - it&... JOHN WAYNE In westerns, you meet a hardy bunch of characters. There is no jealousy on such pictures. JOHN WAYNE I was sure I'd set the world on fire, and it was hard for a young feller like me to realize the ... JOHN WAYNE I don't feel we did wrong in taking this great country away from them. There were great numbers ... JOHN WAYNE All I'm for is the liberty of the individual. JOHN WAYNE Nobody should come to the movies unless he believes in heroes. JOHN WAYNE When you come to see a picture of mine, I want you to know that I'm not going to do anything tha... JOHN WAYNE You learn a lot more from the lows because it makes you pay attention to what you're doing. JOHN ELWAY I've experienced the highest of highs and lowest of lows. I think to really appreciate anything ... JOHN ELWAY If you're not making mistakes, then you're not doing anything. I'm positive that a doer ... JOHN WOODEN Surrealism had a great effect on me because then I realised that the imagery in my mind wasn't i... JOHN LENNON Take care, be kind, be considerate of other people and other species, and be loving. JOHN LITHGOW Buildings should serve people, not the other way around. JOHN PORTMAN No man is an island, entire of itself; every man is a piece of the continent. JOHN DONNE Self-righteousness has killed more people than smoking. JOHN MCCARTHY If you don't interfere with me, I'll always do something really good. JOHN MALKOVICH I think people took Grenada for what it turned out to be, which was a very specific incident and fro... JOHN NEGROPONTE Generalizations, like brooms, ought not to stand in a corner forever; they ought to sweep as a matte... JOHN LUKACS Well, if you're true to yourself you're going to be true to everyone else. JOHN WOODEN The mind is its own place and in itself, can make a Heaven of Hell, a Hell of Heaven. JOHN MILTON I'm not interested in my legacy. I made up a word: 'live-acy.' I'm more interested i... JOHN GLENN The loss of wealth is loss of dirt, as sages in all times assert; The happy man's without a shir... JOHN HEYWOOD Those who agree with us may not be right, but we admire their astuteness. JOHN HEYWOOD Would ye both eat your cake and have your cake? JOHN HEYWOOD When all candles be out, all cats be grey. JOHN HEYWOOD Written by a sponge dipped in warm milk and sprinkled with sugar. JOHN CIARDI It is easy enough to praise men for the courage of their convictions. I wish I could teach the sad y... JOHN CIARDI What has any poet to trust more than the feel of the thing? Theory concerns him only until he picks ... JOHN CIARDI Every game ever invented by mankind, is a way of making things hard for the fun of it! JOHN CIARDI A university is what a college becomes when the faculty loses interest in the students. JOHN CIARDI Poetry lies its way to the truth. JOHN CIARDI Intelligence recognizes what has happened. Genius recognizes what will happen. JOHN CIARDI Nothing goes further toward a man's liberation than the act of surviving his need for character. JOHN CIARDI The day will happen whether or not you get up. JOHN CIARDI You don't have to suffer to be a poet; adolescence is enough suffering for anyone. JOHN CIARDI Modern art is what happens when painters stop looking at girls and persuade themselves that they hav... JOHN CIARDI The classroom should be an entrance into the world, not an escape from it. JOHN CIARDI With any of the movies I've had a chance to do, or any of the TV shows I've had a chance to ... JOHN CENA The deep joy we take in the company of people with whom we have just recently fallen in love is undi... JOHN CHEEVER Lay this unto your breast: Old friends, like old swords, still are trusted best. JOHN WEBSTER Old friends are best. JOHN SELDEN They say stay in the lines, but there's always something better on the other side. JOHN MAYER Rome was not built in one day. JOHN HEYWOOD You win by working hard, making tough decisions and building coalitions. JOHN ENGLER I love the description of Gothic churches before the printed word, that they were the bibles of the ... JOHN MCGAHERN The last thing on my mind was to be an actor, but I had a crush on a cute girl in the drama departme... JOHN RATZENBERGER He who laughs most, learns best. JOHN CLEESE Some people feel fulfillment from a bitter end - it gives them some sort of sense of reality. But, w... JOHN BOYEGA I've never eaten just a few bites of things I liked in my life. JOHN MADDEN The main ingredient of stardom is the rest of the team. JOHN WOODEN A coach is someone who can give correction without causing resentment. JOHN WOODEN Just try to be the best you can be; never cease trying to be the best you can be. That's in your... JOHN WOODEN If you don't have time to do it right, when will you have time to do it over? JOHN WOODEN Things turn out best for the people who make the best of the way things turn out. JOHN WOODEN Where all is but dream, reasoning and arguments are of no use, truth and knowledge nothing. JOHN LOCKE It is of great use to the sailor to know the length of his line, though he cannot with it fathom all... JOHN LOCKE It is one thing to show a man that he is in an error, and another to put him in possession of the tr... JOHN LOCKE The only fence against the world is a thorough knowledge of it. JOHN LOCKE It doesn't matter how long my hair is or what colour my skin is or whether I'm a woman or a ... JOHN LENNON I believe in God, but not as one thing, not as an old man in the sky. I believe that what people cal... JOHN LENNON I believe time wounds all heels. JOHN LENNON The thing the sixties did was to show us the possibilities and the responsibility that we all had. I... JOHN LENNON When you're drowning, you don't say 'I would be incredibly pleased if someone would have... JOHN LENNON If someone thinks that love and peace is a cliche that must have been left behind in the Sixties, th... JOHN LENNON I'm not going to change the way I look or the way I feel to conform to anything. I've always... JOHN LENNON You don't need anybody to tell you who you are or what you are. You are what you are! JOHN LENNON Time you enjoy wasting, was not wasted. JOHN LENNON All men are liable to error; and most men are, in many points, by passion or interest, under temptat... JOHN LOCKE In response to the challenge of strangers, sport arose as a sublimated representation of a community... JOHN THORN I'm really passionate about pantomime because it is often the first introduction for a child to ... JOHN BARROWMAN You have to keep persevering. An actor goes to a lot of auditions and doesn't get the part. JOHN MCENROE Unemployment is sky-rocketing; deflation is in our future for the first time since the Great Depress... JOHN MELLENCAMP A day of worry is more exhausting than a week of work. JOHN LUBBOCK So much of what we do is ephemeral and quickly forgotten, even by ourselves, so it's gratifying ... JOHN WILLIAMS Remaining childish is a tremendous state of innocence. JOHN LYDON There's rock n' roll in hip-hop, there's rock n' roll in pop music, there's rock... JOHN VARVATOS Get off your horse and drink your milk. JOHN WAYNE The ones who are crazy enough to think that they can change the world are the ones who do. JOHN MCAFEE I can never consent to being dictated to. JOHN TYLER There, I guess King George will be able to read that without his spectacles! JOHN HANCOCK When you have a regime that would be happier in the afterlife than in this life, this is not a regim... JOHN BOLTON Well, you could take several stories off the buildings of most U.S. government agencies and we'd... JOHN BOLTON You don't need to spend tens of millions of dollars on political consultants to tell you what yo... JOHN BOLTON Diplomacy is not an end in itself if it does not advance U.S. interests. JOHN BOLTON Just as the Security Council was largely irrelevant to the great struggle of the last half of the tw... JOHN BOLTON I'm a conservative Republican. I have been since I was 15 years old and participated in the '... JOHN BOLTON People say you favor assassination, what do you think war is? Except that it's assassination on ... JOHN BOLTON There's no religious test under the constitution. That's what it says. Period. JOHN BOLTON North Korea is going to get away with keeping its nuclear weapons. JOHN BOLTON I think that, especially among conservatives, there's a clear understanding that there are three... JOHN BOLTON A lot of people have said to me, 'That's a great idea, running for president. You'll get... JOHN BOLTON The U.N. is one of many competitors in a marketplace of global problem solving. JOHN BOLTON I don't do carrots. JOHN BOLTON My philosophy is not a bean-counting, accounting 'look at this.' It is a philosophy that sma... JOHN BOLTON