But the HSA isn't a new idea. It's been compared to an IRA for health insurance.

These things are usually just a laundry list. Whether it was Clinton or Bush, it's mostly just what's on his mind. But this was a more modest list, even than some of his own past State of the Union addresses.

For many years I didn't have health insurance.

But I can tell you what I believe: When tens of thousands of innocent souls have perished in Darfur-when 11 million children are without health insurance-when our colossal debt subjects our economic future to the whims of Asian bankers-no one can tell me that faith demands this Senate spend its time arguing over a handful of judges. No one with those priorities can use my faith to intimidate me.

Nobody likes insurance companies, especially health insurance companies.

Most Americans want health insurance.