These things are usually just a laundry list. Whether it was Clinton or Bush, it's mostly just what's on his mind. But this was a more modest list, even than some of his own past State of the Union addresses.

But the HSA isn't a new idea. It's been compared to an IRA for health insurance.

It can't be a reactive, give me a specific laundry list of what you need and we'll figure whether we've got it. The most critical time in a disaster is in the first 48 to 72 hours and if you're not poised to help out you're not gonna be much good.

You're going to hear a lot [of names]. There's probably going to be a laundry list, because there are a lot of people that [owners] consider qualified. That's what this is all about. And, sure, whether it's discussed in sessions or just informally in the hallways, it's the one thing that is going to dominate the week.

Clinton beat a Bush, then was replaced by a Bush who may be replaced by a Clinton. The whole thing has gotten very complicated.

I can't tell you anything about what happens after the cameras go off, mostly because I'm usually unconscious by then.