By early next year, it should be completely behind us.

Throughout 2005, our business performed well.

When we do our analysis, it includes these factors. It shows us the various scenarios of what that would look like, given the application of those factors.

We really have to start there. God loved us. That is where our dignity comes from.

was making the unbearable bearable for us.

The run [in the third quarter] killed us. Because now we were in catch-up mode and the clock was running. We just weren't knocking down shots.