Even if you feel like your debt is just never going to go away, think long and hard before declaring bankruptcy. Declaring bankruptcy means that getting a loan for anything will be next to impossible for the next 10 years.

The call for debt cancellation is welcome, but debt does not just go away.

The racing bug is never going to go away. It's like the Mafia.

The time to save for the future is now. Thanks to compounding interest, the earlier you start putting money away for the future, the more you will save.

I go to bed at 2 A.M. and get up at 7 A.M. - I've never been a sleeper. But I definitely get sick every month-and-a-half.

Bring your kids along next time you go to the grocery store and ask them to help find the price per unit for the general grocery items. By comparing brands and looking for the best prices, kids will get in the habit of looking for deals and understand the value of the dollar.