The time to save for the future is now. Thanks to compounding interest, the earlier you start putting money away for the future, the more you will save.

Even if you feel like your debt is just never going to go away, think long and hard before declaring bankruptcy. Declaring bankruptcy means that getting a loan for anything will be next to impossible for the next 10 years.

It is critical that kids start to learn the value of money, short-term and long-term saving and budgeting at an early age.

When you have a lot of money, there's so many places you can go to manage your money. But when you don't have money, mathematically you actually need a financial plan more. You can't really afford to make mistakes. So why is this such a luxury product?

A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.

A financial plan is a way to take all of the money advice you come across and figure out how it applies to your specific financial situation.