Google has been an amazing benefit for our business. People understand the whole world of mapping and want to do more than not get lost. They want to do spatial analytics. It's been fantastic for us.

Something like 80 per cent of business decisions have a location element. In fact, it's probably higher than that.

Most people like doing business with people that are from where they are from. The investors in this bank live in this neighborhood, live in Dallas and share in the belief that independent, locally owned banks can provide a benefit to the community.

The business of feeding people is the most amazing business in the world.

Our world is evolving without consideration, and the result is a loss of biodiversity, energy issues, congestion in cities. But geography, if used correctly, can be used to redesign sustainable and more livable cities.

You have to be very fast-thinking, creative, and mobile. It is key to making a business move.