If there is one word to describe (the chanting) it's powerful and moving. You can have a roomful of noisy people, and if someone started chanting, you would button up very fast. You know something is happening.

There's a transcendent quality to Hawaiian music. There's something very grounded in it, very roots-oriented. It grabbed me so much that it changed me.

Believe me, this won't be over anyone's head. It's really pretty much like you are at a very loose party - just fun, and relaxing. Yet the music has a lot of intensity to it, too. It's a lot of up-tempo music. We are not going to put anyone to sleep.

It's got a good representation of what contemporary Hawaiian music really is.

Because they no longer live with their parents, they'll need to insure their car on their own. They may find that insurance is very expensive. College grads tend to want to go out and buy new, sophisticated cars. They don't realize the cost of insuring that car. There are huge increases to move to big cities.

An uninsured loss such as the theft of a laptop or a liability claim stemming from a party mishap can deal a devastating blow to a college students' limited bank account or the livelihood of a parent already struggling with high tuition bills.