In surveys, many borrowers say reverse mortgages have improved their lives and provided money they needed for retirement.

Because reverse mortgages do not require borrowers to make immediate repayments, the interest charges are added to the debt every day, and the total amount owed grows over time.

Some financial advisers say anyone who may move in less than seven years should not take out a reverse mortgage.

Because the fees associated with a reverse mortgage are high, such loans make sense only for borrowers who expect to live in their home for a number of years.

It is almost always a bad idea to use a reverse mortgage to pay for a vacation or to buy a risky investment, like stocks or deferred annuities.

Many cows are fed a high-protein diet, which creates a more liquid manure that is easier to spray on fields.