In the future we need to make an effort to more clearly define major illness insurance, the types of illnesses and remedies that are covered. This is something the entire industry needs to do.

The basis for the pricing of major illness insurance is still based on the number of illnesses, not on the mortality rate.

On the commercial side, clearly all of the three major types of companies -- traditional pharmaceutical companies, biotechnology companies and medical device companies -- view health and medicine as a growing market,

If there's changes that need to be made to more clearly define what is a resort, we would be willing to be flexible and discuss that.

Nobody's safe. Health insurance? That didn't protect 1 million Americans who were financially ruined by illness or medical bills last year.

We will give Ping An our full support in boosting insurance business, but we haven't got any detailed plans for the moment. The bank can leverage its wide network of branches for the insurance business.