Investment performance and new business momentum remained strong throughout the quarter.

We're going to have a large-scale consolidation in the investment business. The investment business is a global business today.

What Wall Street is, they're market makers. Wall Street's business model is making money on velocity of money. They're a click industry. That's what Wall Street is. They make a lot of money when there's a lot of turnover. And they make a lot of money when that velocity is fast.

This is where you can get a large boost in network performance for a modest investment.

Increasing the dividend for a third consecutive year reflects the company's strong financial position and management's confidence in our future prospects.

To say we're unhappy with the performance of the team is a gross understatement.