We're going to have a large-scale consolidation in the investment business. The investment business is a global business today.

Investment performance and new business momentum remained strong throughout the quarter.

What Wall Street is, they're market makers. Wall Street's business model is making money on velocity of money. They're a click industry. That's what Wall Street is. They make a lot of money when there's a lot of turnover. And they make a lot of money when that velocity is fast.

Increasing the dividend for a third consecutive year reflects the company's strong financial position and management's confidence in our future prospects.

The issue in the oil business today is not the reserves but the money, the investment decisions, the investment climate.

Keeping streamlined and up-to-date is crucial in this business. Without the capital investment to bring our entire production line up to speed, we'd never have gotten there.