I've seen interest rates as high as 26.5 percent. Unfortunately, students are very, very, very poor consumers.

There's not much buying interest in the market, as investors are worried that more companies with poor fundamentals are going to announce their earnings in coming weeks.

There's more and more places all the time that are going to these private loans because they are so lucrative. And they have such aggressive collection practices.

So far we have about 20 students that have expressed interest in the GWS major. We also have between 50-60 minors and some will be switching to the major.

I loved it. The students were great and well-mannered. They cheered and really enjoyed it. And at the end of the program, I was so thrilled when one of the students came up on stage and said 'I love jazz!' It was thrilling. I loved it.

There are a lot of creative ways on how you could address staffing. Using students, using retired personnel, using personnel who don't normally work with patients. But you can only say for sure what you're going to do when it happens.