There's more and more places all the time that are going to these private loans because they are so lucrative. And they have such aggressive collection practices.

I've seen interest rates as high as 26.5 percent. Unfortunately, students are very, very, very poor consumers.

Despite the third fiscal quarter shortfall, we believe now, more than ever, would be the wrong time to sell the shares of MSFT. The next 12 months, from a financial and product perspective, should be much, much easier than the prior 12 months. For this reason and more, we reiterate our 'strong buy' rating and remain convinced that Microsoft represents an outstanding investment opportunity at current levels.

When it comes time for the playoffs, Kendra's a player who always seems to step up and get it done for us.

It doesn't have any affect on anything. It just doesn't matter until you have one-on-one time with somebody and actually go at it and see what the outcome is.

He still has some time to work on his stamina as he challenges the Russians and North Africans at the world indoor.