More of a problem with Y2K relates to medium- and small-sized companies that don't have the savvy or the money to fix the problem.

Y2k is going to be a very large problem, ... Hewlett-Packard is at the end of the train announcing this.

Y2K could lead to real problems,

[There are some lucky companies for which Y2K has hardly been an issue.] I read these articles with great pleasure knowing that competitors are spending on these issues, ... It's another advantage we have.

The cat's out of the bag here with IBM. It's going to affect more than IBM, because Y2K is a concern and it's going to affect many different sectors of the market. And analysts have already switched from just looking at earnings to quality of earnings.

We believe we are Y2K compliant; this is just a precaution.