Most Americans have some experience with nursing homes or other long term care settings, and nearly half have had a family member or close friend in a home in the past three years.

I'm not a long-term member of the 'Breaking Bad' family.

The fact remains that most of us are anesthetized to the true cost and true value of long term care insurance.

In a system where the cost of care is hidden by taxes levied on your income, property, and business activities, it is no wonder why so many Americans rely on Medicaid to pay their long term care.

It wasn't until after I was reelected in 1982 that I thought of myself as a long-term member of Congress.

As the CEO, I have to take care of the short term, mid term and the long term.