Private student loans should be avoided at all costs.

If there were no government-guaranteed student loans, college tuition would be much lower.

Bankruptcy laws allow companies to smoothly reorganize, but not college graduates burdened by student loans.

The rising costs of higher education coupled with the stress of paying student loans are putting increasing pressure on students.

When SoFi launched in 2011, it focused squarely on the burgeoning student loan market - a market that, unlike housing, had no viable option to refinance both federal and private student loans from higher interest-rate eras.

We need to make college affordable in price, and also have lower-cost student loans and more available grants for students.