When SoFi launched in 2011, it focused squarely on the burgeoning student loan market - a market that, unlike housing, had no viable option to refinance both federal and private student loans from higher interest-rate eras.
Kayla Tausche
Related Part of Obamacare eliminated the private sector financial market that engages in giving college stud... ALLEN WEST Your home loan may be the largest ticket item of your life. It is therefore logical and sensible to ... ZENG HAN JUN The interest rates are at its lowest point now because of the economic turmoil. People in the market... ZENG HAN JUN Leveraging on debts is definitely a useful method for gaining more wealth. The issue is, do you have... ZENG HAN JUN Focus debt payments on the credit card, then the car, and then the student loans -- always pay your ... DOUG FLYNN The cuts in the loan program do not have any effect on money used by the student to meet the cost of... DAN SMALL It may be a good idea to get some equity out from your property for some renovation or to fund that ... ZENG HAN JUN If lenders are forced to scale back student lending because private student loans are subject to ban... TRENT FRANKS This bill roots out excess lender subsidies in the student loan program while increasing student acc... DON SEYMOUR Mint's business model became, 'We'll go for free, and then we'll find these savings ... AARON PATZER Private student loans should be avoided at all costs. SUZE ORMAN The long-term impact is yet to be seen; however, it will certainly include students having a higher ... JAMES BLAND For-profit higher education is today a booming industry, feeding on the student loans handed out to ... THOMAS FRANK The decline in starts shows that higher interest rates are impacting the housing market. That is a s... JAMES CARON Even if the loan adjusts upward next year, the amount ARMs are allowed to rise is typically capped a... FRANK NOTHAFT The higher amount you put into higher education, at the federal level particularly, the more the pri... BILL BENNETT No loan is free. The costs are in your loan somewhere, maybe rolled into the amount to be refinanced... BARBARA CORCORAN If you are lagging behind in your housing loan payments due to some financial reasons, do not avoid ... ZENG HAN JUN “Yes, you can save money by refinancing. However it is actually a waste of your money if you refin... ZENG HAN JUN A good measure of debts can help you in achieving your goals. However, an over dosage can produce na... ZENG HAN JUN It reduces the rate of return on that $6.5 trillion hiding in money-market accounts. As that rate of... WAYNE ANGELL The Fed has been singularly unsuccessful in cooling down the hot U.S. housing market, primarily beca... NARIMAN BEHRAVESH The lion's share of loans are generated by the federal loan program, but increasingly, there are a l... DALLAS MARTIN The strength of the housing market this year continues to surprise, despite rising home prices and s... GREGORY KLUMP This is a dollar-positive move across the board. It puts perhaps additional interest-rate hikes on t... GREG SALVAGGIO If you are not able to pay down the debt, that means that the federal government is in competition w... KENT CONRAD The rising costs of higher education coupled with the stress of paying student loans are putting inc... HANK JOHNSON The legislation includes raising interest rates on student loans to 6.8 percent, as opposed to 4.7 p... GEORGE KNOX The short-term interest-rate level at 4.25 on fed funds provides mortgage rates which definitely won... KIT JUCKES The most important loan to pay is your student loan. It's more important than your mortgage, car... SUZE ORMAN By making college unaffordable and student loans unbearable, we risk deterring our best and brightes... MARK POCAN I had three jobs in college. The best day of my life was when I paid off my student loans, on my own... JESSICA SEINFELD The expectation is that, over time, interest checking and money market rates will continue to increa... RANDY ROSEN The market is not focused on imbalances, but rather interest rates and in the US right now they are ... DAVID GILMORE I am disappointed that Senator Ayotte has voted repeatedly for deep cuts in Pell Grants that would m... MAGGIE HASSAN Asking others to decide if you are suitable for fixed or floating rate housing loan is useless. Reme... ZENG HAN JUN Being alert to the terms and conditions of your existing home loan can prevent nasty consequences to... ZENG HAN JUN Ten out of ten banks will underwrite their home loan in the same way, to protect themselves, but doe... ZENG HAN JUN Choosing a house to buy is easy. The difficulty lies in getting approval for your housing loan appli... ZENG HAN JUN Property investing is one of the best method for acquiring wealth. ZENG HAN JUN Take care of your debts and your debts will take care of you ZENG HAN JUN The Perkins Loan is the best student loan available. BRUCE CAPLIN I had begun to worry about the housing market back in 2003, when lenders first resurrected interest-... MICHAEL BURRY As enrollment in universities increases, the student population puts pressure on the housing demand ... JOHN WOODS Entry level housing is actually subsidizing the market for higher-end housing. FRANK MORO Debt certainly isn't always a bad thing. A mortgage can help you afford a home. Student loans ca... JEAN CHATZKY The American Dream is not being dependent on the federal government for your health care, for your a... MARSHA BLACKBURN Never assume your lender will take charge of your finance. Take a pro-active role in managing your o... ZENG HAN JUN I strongly support extending current student loan interest rates and increasing the college tuition ... SCOTT HOWELL As the market now feels that any interest rate hikes in the US will come to an end with the Federal ... KAZUYUKI KATO If rates keep going higher, that will pose some problems to sizeable chunks of the stock market, par... CARLOS ASILIS Analyze your property investment properly before you invest. Remember that it is not just about the ... ZENG HAN JUN The market is adjusting to a trend that the market hasn't lived with in some time. Inflation is goin... DOUGLAS CLIGGOTT There are several kinds of loans you can get: public and private loans. (The federal government) can... ANDREA BAKER One of the best way to raise cash is to mortgage your property. It is one of the cheapest and fastes... ZENG HAN JUN The good thing about working with a mortgage consultant, is that you get to shop for your home loan ... ZENG HAN JUN It is never about how much you earn. It is how much you spend relative to how much you earn that mat... ZENG HAN JUN The hype is off the housing market. Prices are high. Interest rates are climbing. Housing needs to c... JAY BUTLER The market is still expecting two more rate rises from the Federal Reserve, which will keep improvin... FUMIHIKO KAWANO Market expectations... for a pause in interest rate rises have retreated. KOSUKE HANAO I've spoken to student leaders from both the African-American and Hispanic communities. I encourage ... BILL HARVEY I think it really indicates a vote of confidence in the event, and that designers see it as a viable... MALCOLM SMITH There is growing optimism about the Fed's interest-rate hikes coming to an end. That would mean cons... HIROFUMI KASAI In a declining interest rate scenario, Banks will reprice their liabilities (deposits etc.) faster t... SANJEEWA FERNANDO Well, that's a very good question. We know that our pay is below the market rate and the private sec... JEFF BLACK Tuition, housing fees, even textbook costs are difficult to meet these days. Why Congress feels the ... BEN PHILLIPS The market is much stronger now. From an employment standpoint it's growing in a number of different... CHARLES HEIMSATH If your appraisal comes back too low - you don't have at least 10% equity for a conforming loan ... JEAN CHATZKY Markets are now focused squarely on inflation. Will it follow the great growth we've seen and force ... JOHN AUGUSTINE Markets are now focused squarely on inflation, ... Will it follow the great growth we've seen and fo... JOHN AUGUSTINE If there were no government-guaranteed student loans, college tuition would be much lower. GARY JOHNSON [After that, residents would be able to get different types of federal assistance,] in some cases ou... JUDD GREGG The reigning theme has been the interest rate differentials that have propelled the dollar higher an... JEFF GLADSTEIN The market is still concerned about the interest rate and whether the Fed is on a possible pause. IAN STANNARD Except for a handful of banks that just keep a handful of their loans in portfolio, on their balance... DAN GILBERT Interest rate uncertainty and the fact that major blue chips have already announced results force a ... BEN KWONG There's speculation that once the New Year begins, the market may return to trades based on interest... MITSURU SAHARA Five percent on its own would be good news. That's a good rate of appreciation and reflects a strong... AMY CUTTS The dollar's firm tone is supported by a shift in the market focus back to interest rate differentia... KOSUKE HANAO I believe the facts are clear and establish that the deputies had no viable option but to shoot when... MARK ROE Rising student-loan debt is an economic emergency. ELIZABETH WARREN The sheer magnitude and frequency of wholesale price rallies are such that absorbing these increased... ANDREW HILL The Indian market is potentially the largest market in the world with the leadership at both central... SAFRA A. CATZ I think that the market - once we get through this interest rate fear and we're more certain about t... GRACE FEY A lot of policy makers have no idea what a very small percentage of what they think is affordable ho... GAYLE ALBEE Every Cent Matters. ZENG HAN JUN The money you pay to the bank as interest has zero percent chance of it returning back to you. Save ... ZENG HAN JUN When mortgage interest rates first began to rise from record lows, it appears some buyers jumped int... DAVID LEREAH We've got a market that's very concerned about interest- rate increases. FRANKLIN MORTON Congress is going to hear from student loan professionals at the school because they're the closest ... BRUCE CAPLIN From an interest rate differential standpoint, that is positive for the dollar, but higher rates mig... HUGH WALSH If a teacher teaches a student in the forest, and no one from DOE is there to assess the instruction... JEFF GARTHWAITE Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the ... MARK ZANDI A student never forgets an encouraging private word, when it is given with sincere respect and admir... WILLIAM LYON PHELPS There is no denying that 2005 has been a tremendous year for the housing industry. Very favorable in... DAVID PRESSLY The market is losing reasons to buy the dollar. The end of an interest-rate-driven market may be dra... HIDENORI KATO We didn't see the big increase in Federal Reserve interest rates. I think that surprised a lot of th... ADAM MYERS Many of our hot housing markets are transitioning from a sellers' market to a buyers' market. DAVID LEREAH Socrates had a student named Plato, Plato had a student named Aristotle, and Aristotle had a student... TOM MORRIS (The market) is telling you that at these levels, given all the warnings we've had from every Fed go... CHARLES WHITE
More Kayla Tausche
I think that, in addition of the intersection of media and technology, there has also been an inters... KAYLA TAUSCHE An improving credit landscape means fewer loans are delinquent - and fewer people are needed to serv... KAYLA TAUSCHE Everything from Washington's handling of the N.S.A., as well as Apple launching a new iPhone. Th... KAYLA TAUSCHE Live television invites a lot of comic relief, and I've definitely had my share. I got tongue-tw... KAYLA TAUSCHE April Fool is widely considered one of the top yachts ever built by Feadship, the famed Dutch shipya... KAYLA TAUSCHE Banks now want you to pay for face time, as more institutions charge fees for what was once the ritu... KAYLA TAUSCHE Certainly, some of the anti-bank rhetoric has shifted a little bit, but on either side of the aisle,... KAYLA TAUSCHE Staffing branches with tellers can be considered a premium service in a world where fewer customers ... KAYLA TAUSCHE At Bank of America, customers shunned a product that offered fee-free checking without access to bra... KAYLA TAUSCHE Regardless of what path we take through space and through life, it’s important to remember that we... KAYLA SEVERSON What would my first sergeant do if he came across me and another girl getting it on? He'd want pictu... KAYLA WILLIAMS At that point, I realized that I could see myself in all things… objects, people, places, experien... KAYLA SEVERSON The more we realize that we are only separated by the membrane of our own limiting and dividing beli... KAYLA SEVERSON I cry in the most joyful of moments. It's not tears of joy, either, it's the idea of knowing it won'... KAYLA RAE We just kept our cool. We didn't lose our heads. KAYLA PARKER IGNORANCE is HEADACHE KAYLA RAECHAL You don't know how I feel about you, but you know that I do. I from. I feel about you. Knowing that ... KAYLA RAE We are nothing alike, but exactly the same. KAYLA RAE "starve"
Ana said,
and so she did.
"live"
The angel said,
and so she did. KAYLA MARIE You go on saying we're the same mind split perfectly in two. You go on saying we're practically join... KAYLA RAE No. The hardest word to say. KAYLA RAE We cry. We cry when we reach happiness, anger, sadness, all emotions. KAYLA RAE Another man's heart is full of hardships. Mine is easier. So is yours. With knowledge I see that onl... KAYLA RAE I change hearts now and then. Absorbing the life of another man. That is my peek reasoning and when ... KAYLA RAE It is expression that leads to modification. It is keeping it all inside that leads to frustration. ... KAYLA RAE She is saddest when she smiles; happiest when she cries. KAYLA RAE You can that one man insult you and hurt you and you can let that dwell in your mind forever or you ... KAYLA RAE I'll hear his words and wonder what inspired him to say, but never does her share. I ask and ask, bu... KAYLA RAE Philosophy; my favorite word. We all have our own buried inside and it only takes a moment to find. KAYLA RAE Don't you sit and wonder why a word is spoken? Don't you sit and ask why something is that way? Don'... KAYLA RAE The strength of just one good, love, is far stronger than that of all the evils bound together. KAYLA RAE Do you ever think about sorrow and joy? Do you picture the two, side by side? Do you guess and figur... KAYLA RAE I'm really close to the cliff, but I know there's someone closer to falling over the edge. KAYLA RAE I wake up and start to cry, no mater who is there to see. I think of love, the lost and the found, a... KAYLA RAE I roll into pure thought and sit and sulk at the wall. Tears don't, usually, come pouring from my ey... KAYLA RAE None of us FAIL, but many of us DON'T SUCCEED. The two are completely different. If you try, which a... KAYLA RAE You see the night sky and billions of stars stare down at you. In their eyes there are billions of p... KAYLA RAE If you're are reading this and you love someone who's not yet yours, then get up and chase after the... KAYLA RAE When a man chooses to be solemn, do not tell them to afraid, allow to be prosperous. KAYLA RAE Every dream starts off small. You might throw wads of paper into a trashcan or sing songs to your fa... KAYLA RAE I've cried talking to you... over the phone. You say you hated it, but will you ever see me cry wher... KAYLA RAE I hate it when something is undone. When a bond or strength is broken. When it all unwinds. When eve... KAYLA RAE If there's something you need to say, just say it. If it all goes wrong, it will all blow over and s... KAYLA RAE You will love someone and not let go. They might not ever notice you. And even you finally come toge... KAYLA RAE Jealousy. So strong. So powerful. But so hard to control. It will eat away at your mind. Destroy you... KAYLA RAE Pain is just fighting to get back what just was broken. KAYLA RAE If I were to say, "I love you." what would you do? Probably go squeal in your bedroom or burst the n... KAYLA RAE I cry when I think of you....... Doesn't that seem like the sweetest thing in the whole world; to he... KAYLA RAE What brings you knowledge, strength, experience, brings you success. KAYLA RAE Yes. We say, but don't live up to it. KAYLA RAE A perfect life isn't the mastery of it, but making mistakes and moving on. KAYLA RAE Eyes are there not only to see what's visual for all else, but to see beyond the walls in the maze o... KAYLA RAE Share you wit for nothing bad will come; share your will for nothing good will come. KAYLA RAE The rarest thing you'll ever see is exactly what I'm doing right now. KAYLA RAE In a world full of 'WHYs?', a word to the wise - WHY NOT? KAYLA MORYOUSSEF The only thing in life that I can count on to be infinitely challenging are human beings. KAYLA MORYOUSSEF You're missing out if you think i'm nothing worth trying for, my beauty ain't the only thing i consi... KAYLA CUILLERIER Move on fast, kiss my a*s KAYLA HANSELL Perhaps that is what I like about these moments of leisurely insight, that come while lying comforta... KAYLA SEVERSON "When you want to succeed as much as you want to breathe, then you will be successful." -Eric Thomas... KAYLA HELMS I've been dying for this day to come, but now that is has past and I've said what I wanted to I will... KAYLA RAE "The biggest mistake is throwing them all away..."
People throw away all their F's and keep all thei... KAYLA RAE We all feel pain in some way. Some of us only emotionally, while others in every way. We all treat i... KAYLA RAE We all have three sides. We show one when we're with our friends and another when around our family.... KAYLA RAE I'm my own person, and in that I'm unique. Pain, anguish, those are all just part of the experience.... KAYLA KRANTZ It's one thing to be bitter about the circumstances of your birth, but another to drill your bittern... KAYLA KRANTZ As we more easily get in touch with others, we seem to lose touch with ourselves. We can’t solve a... KAYLA SEVERSON The beauty in our beliefs causes us to let our grassy goals and dreams take root, for sorrow gives s... KAYLA SEVERSON There must be logical minds among all species if they hope to survive. Not everyone can be bridled w... KAYLA KRANTZ Find Your Balance. KAYLA KOTECKI History tended to repeat itself. Why should her past be any different? KAYLA KRANTZ We all encounter things that may seem dim and puzzling at first, but when we actively explore them, ... KAYLA SEVERSON If we don’t look within nature, we cannot look within ourselves. If we cannot admire the clear and... KAYLA SEVERSON Not here Anymore! KAYLA BROWN We, like lace, make up the very fabric of society, the tapestry of togetherness that consists of hol... KAYLA SEVERSON You broke the chain, Luna. Of all his victims, you were the only one that ever walked away and he ha... KAYLA KRANTZ I'm one of the only actresses in Los Angeles who has never waited tables - yet - and I'm so ... KAYLA EWELL It reminded him of the truth—who he really was, and the fact that no matter how far he ran, his pa... KAYLA KRANTZ Imagination seems to come fast and true in the morning and evening light, the bookends of the day, s... KAYLA SEVERSON In all that I saw, I was satisfied, for I could dance in the drops of water, laugh with the laps of ... KAYLA SEVERSON The moods he's shown me have all been vastly different...as different as summer and winter, sometime... KAYLA KRANTZ No matter what, the day didn't feel like Christmas to her. She remembered years ago, when... KAYLA KRANTZ It's been so long, I don't remember what okay feels like. KAYLA KRANTZ When we see things from a different perspective, they either transform into fair features or slip un... KAYLA SEVERSON I think getting ready for Summertown for us will be more mental than physical. We have a great team ... KAYLA HOOPER All I can say is it was not easy. I had to practice really hard to get my shot back. I just came out... KAYLA HOOPER It's been since 1980 a girls team from Houston County has gotten this far. We're proud of what we've... KAYLA HOOPER Having to sit and watch the district tournament was hard, not being out there. But the girls won it ... KAYLA HOOPER Everyone knew him. At the beginning of the game we decided we wanted to do it for Doc, and everyone ... KAYLA GUSHEE We've been working on playing against a zone defense the last few days in practice because we knew t... KAYLA GUSHEE It's coming a little bit better but without Marianne we're different. She's such a good defensive pl... KAYLA GUSHEE It's so nice that we don't have to drive anywhere. It's really easy to run on this field and it will... KAYLA GRACIA Our main goal (going into the MLL season) was to beat Linden. We beat them (in the second league mat... KAYLA GRACIA We'll be good next year, too. We're only losing one girl and we're getting a bunch of good players c... KAYLA GRACIA Coming to the Hope straight out of college is the best move for me right now in my life as I am simp... KAYLA BURT For people who didn't know the whole story ... it was easy to jump to conclusions and think I'm craz... KAYLA BURT It's definitely hard, and it's sad. For this to suddenly happen so quickly and realize I'm done agai... KAYLA BURT It felt like a bomb exploded inside my body, pretty much. And not a small bomb like an M-80 firec... KAYLA BURT Coming into my return, I knew that anything (that) happened during the course of my career that invo... KAYLA BURT The decision is a mutual agreement between myself, my family, the doctors and the University of Wash... KAYLA BURT I had been waiting to receive an award all four years of playing high school volleyball and to have ... KAYLA WRIGHT I am very excited (about) conference. I think we have some good matches under our belt and I know we... KAYLA WRIGHT I am still trying to clean up my hands and learn my new teammates. (Me) and the team are still learn... KAYLA WRIGHT I thought it was going to be hard-core weight training and sprinting everyday just to make sure you ... KAYLA WRIGHT I have been playing club with Darla for two years and it was exciting that we both had the opportuni... KAYLA WRIGHT It is really sad because he lives about 40 minutes away and I don't get to see him very much. He pla... KAYLA WRIGHT This feels great, especially since we didn't even get to the state tournament last year. KAYLA WILLIAMS They did a good job of holding me in the second half. KAYLA WILLIAMS We wanted to run them in the second half and get them tired. We know that most teams are not used to... KAYLA WILLIAMS They were a smaller team so we thought they were going to drive on us. KAYLA WILLIAMS We'll have another big sale (at J.C. Penney). KAYLA THOMPSON Today is the busiest day. KAYLA THOMPSON It's been overwhelming standing at the register for the last six hours. KAYLA THOMPSON We just didn't feel like ourselves out there. We had so much fire when we beat North Dakota, but we ... KAYLA RENGEL Getting the ball into Erika as often as we can because no one can really guard her. We always have t... KAYLA RENGEL Defensive battles get real physical. You can't get going offensively when you're concentrating on de... KAYLA RENGEL Make sure we keep our focus, make sure we practice hard all week, and sleep well when we do have our... KAYLA RENGEL It was a lot of fun. People still come up to us and talk about it, it was such a great thing for thi... KAYLA PARKER I think it was just adrenaline. We've worked so hard for this all season. KAYLA PARKER She is someone who pumps you up when you're down. She kind of makes everyone around her play better. KAYLA PARKER Since my freshman year, this is all I've wanted. Especially after last year (losing to McAuley in th... KAYLA PARKER We didn't want to get behind like McAuley did. We learned a lesson, I guess. We wanted to go out and... KAYLA PARKER Everyone should go to Take Back the Night. Even if you're not a victim, you should support the aware... KAYLA PARKER They should know they're going to get asked about it a lot but unless somebody feels totally comfort... KAYLA PARKER I love the idea because it's something people don't like to talk about, but it brings awareness to t... KAYLA PARKER I felt like we were a team out there and to play that way is such an important asset. KAYLA MORRIS I didn't think they would beat us, but I thought it would be a bigger challenge. KAYLA MORRIS It has been different for me because I played on the outside the whole summer. But now it is best fo... KAYLA MORRIS I definitely will not forget this ever. We plan to go back down there this summer to help. So many p... KAYLA MOODY I've been on other mission trips, but it was probably the hardest work we've done. But it's a feelin... KAYLA MOODY I was just so happy we could help get them back for Easter. If I couldn't be at my church for eight ... KAYLA MOODY I just kind of thought it'd be fun to act and model. But I really want to be veterinarian when I gro... KAYLA LEMOS God doesn't give us anything we can't handle,so if you feel like the world is on your soldiers, you ... KAYLA DAVIS Forever dosn't last as long as you think. KAYLA ELIZABETH BOTKIN Find YOUR Balance. KAYLA ROSE KOTECKI Let go of toxic control, in order to regain healthy control. KAYLA ROSE KOTECKI