Stripe is building payment infrastructure for the Web, so we make it easy to accept credit cards online. Before Stripe, the way you'd do this is using the legacy banking structure. It was slow, it was complex, it was expensive. It had this very chilling effect on e-commerce.

John Collison

Accept Banking Before Building Cards Chilling Complex Credit Credit Cards E-Commerce Easy Effect Expensive Had Infrastructure Legacy Make Online Payment Slow Stripe Structure Using Very Way Web You

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When a country doesn't have a good economic infrastructure, that harms the country. With Stripe, the idea is that by providing better infrastructure, by linking the Internet economically, by making it easier for these online businesses to exist, it'll make the web better.

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But they couldn't, because the addresses associated with their credit cards were Quackistan or something; they were in such a high-risk country that the credit card companies wouldn't approve the purchase.

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